7 Ways to Save Money as a Stay at Home Mom
Every time I tell anyone I’m a stay at home, they tend to look at me funny, and then say, “Wow! must be nice!” The only thing I can think when people say this is that obviously they’ve never attempted to be a stay at home mom or have kids in general. I also always get the feeling people think I’m rich…. like I’m sitting at home while a nanny raises my son, eating bonbons! Definitely not! We were used to having two steady incomes and blow money every weekend on fancy pinterest inspired dinners and original cocktails we wanted to try, not to mention going shopping and out to eat. All that has drastically changed since Jojo arrived, maybe even a little before – yeah I’m pretty sure as soon as Joey found out I was pregnant he started changing everything we did,and how we spent our money.
Since finding out we were expecting Jojo, we have been preparing to go down to a one income family. So I thought I’d share some little things we did to prepare financially : (none of the things listed are sponsored, these are real things we did)
No Phone Contract
We got rid of our fancy I-Phones and Sprint cell phone service and changed to Republic Wireless. Which is a super affordable cell phone service, with services starting as low as $15 a month, and there are no contracts!
You can read more here: https://republicwireless.com/a
No more cable
We only have Netflix,and Amazon. Both work perfectly to fit our needs. While I may miss watching the Real Housewives, I sometimes just buy the reunions for 1.99$ on amazon(since they pretty much recap the entire season) I know $1.99 is a lot for one episode, but sometimes you gotta splurge.
We have a monthly budget
We started this about half way through Jojo’s first year, and while we are still trying to work on this, it has helped us immensely cut our grocery bill down and save some money. We do most of our food shopping at Costco and Target, We use our Redcard to save 5% and also use the cart wheel app. With Costco, we save a lot of money buying our bulk items such as paper towels, napkins, and toilet paper. We also buy our meats, and seafood and freeze it. We love getting our rebate check at the end of our year.
Yes we do online surveys, both me and Joey do some when we have time. Yes they don’t make us millions but an extra $40.00 every month (give or take) definitely helps. I will say sometimes surveys are exhausting! You won’t always get chosen, to complete the survey after already wasting 10-20 minutes answering questions to see if you qualify for the survey. But then there are those times when you get a fun survey where they even send you a product to test.
These are two of the survey websites we use:
We are do it your-selfers
We are homeowners and with that we have typical homeowners problems. Things break and need to be fixed, lawns need to be mowed, house needs to be sprayed to prevent bugs, ect..
I will honestly say, we are super lucky to have Joey, he honestly has figured out how to fix everything that has happened in our house. along with mowing the yard himself and spraying it too. This saves us a ton of money$ I will also thank YouTube and the people who have put great videos up on how to fix different things in our house!
We do the same with our cars, if we can do it ourselves or if it looks like something we can attempt we do it.( I should say Joey does this, I’m usually wrangling a crazy toddler)
I pre-plan weekly meals. This keeps us from wondering what we should eat and over thinking it and ending up going out to eat, or spending too much money planning one whole meal for that particular night. It also makes everything easier already knowing what we are eating for the month, especially when you do monthly shopping at Costco. I’ve also included this free weekly printable so you can use it for yourself to help with your meals.
Click Here: Punktopacifiers Weekly Meal Planner (PDF)
We do a lot of low cost activities when it comes to Jojo. We take him to the park, museums, the library, the beach, or just stay at home and doing learning activities. We try to put away money monthly, so that we can take him on a yearly vacation. Not every year will be out of the state, but we hope to be able to at least go away somewhere once a year for a week all together.
Hope some of these ideas help you save some extra money for your family!